theknowitalleffect

5 wonderful qoutes of wisdom!!!! “Many of life’s failures are people who did not realize how close they were to success when they gave up.” “I have not failed. I’ve just found 10,000 ways that won’t work.” “The value of an idea lies in the using of it.” “Being busy does not always mean real work. The object of all work is production or accomplishment and to either of these ends there must be forethought, system, planning, intelligence, and honest purpose, as well as perspiration. Seeming to do is not doing.” “Genius is one percent inspiration and ninety-nine percent perspiration.” "If we did all the things we are capable of, we would literally astound ourselves." All qoutes from Thomas A. Edison a great pioneer and a man of great acheivment and history.

The new year is here and thankfully I am here as well to enjoy the new year or at least try to make it through it to next year. The new year does not look bright though. However optimistic you want to be. A lot of uneasiness in the air. Nothing that is not in the media constantly. It is amazing how hum drum the world is right now. High oil prices, high gas prices, and a sagging housing market to say the least. The political race is on and what promises we will hear. Who will it be, only the future knows. However, it does not look bright no matter who makes it to office. Can you say the big A word if who should be in office makes it to the office. And do we really need another Clinton in office. The billions spent on a war that cannot be won. Still trying to instate democracy in country's that don't want it and still trying to help the worlds hunger and poverty while AMERICANS go hungry and starving without shelter in our own country. Not a lot of technological advance that wil...

http://money.cnn.com/2007/11/19/real_estate/foreclosure_fix_Stutzmans/index.htm?postversion=2007112112 Seriously, I feel for the story and the situation life offered for this family. But now that they are back on their feet. I want to know what happens to them in a year. Do they get further in to debt again. Now can they afford that new plasma TV and new car they have been dieing to get. I hope they save their money and choose better options next go around. Yah Countrywide only re-negoatiated the loan and forgave this poor family's debt for their own good. But come on, it just steams me. Why should I have to make more conservative decisions and be held accountable for my actions. Why can't I default, keep my home and be forgiven for my debt and go on my merry way. Gimminie Crickets. This is ridiculous. Call me crass or brash. But these people shouldn't have been in the home in the first place with the way they stretched themselves. They took the risk for the adjustable vari...

http://money.cnn.com/2007/10/30/magazines/fortune/Oil_from_stone.fortune/index.htm So if shale is to slate, then what is oil shale to gold. Black gold that's it. So there it is again big oil holding down their investments. We can't afford to go to zero emission vehicles. Big oil has too much investment in oil and refining in general. All be it, it will be a great thing to get away from the oil cartels themselves. All hail oil the big king!!! NOT....

http://money.cnn.com/magazines/business2/101dumbest/2007/full_list/index.html Dear, Seriously Stupid: If you ever felt you have done something seriously stupid @ work fear not there are many more idiotic people in this world. Not to mention just flat silly corporation and buisness blunders that would make any CEO cringe at the mere thought they actually paid these people. I guess there is such a thing as job security. OMG. Sincerly Yours, Not as dumb as the top 100.

http://money.cnn.com/2007/10/24/real_estate/details_on_new_Countrywide_plan/index.htm?postversion=2007102510 What the heck!!! We knew it was coming. The real question is why are we sucumbing to the needs of individuls that are now getting bailed out for making poor financial decisions. I would really like to know, why are we now providing ARM interest rate locks on teaser loans, because the poor fools or the once thought savy real estate investors now have to take it in the shorts. Oh poor me boo who... Who's going to bail me out now. I made a risky investment and got caught with my pants down. Oh please help me and bail me out!!! So why can't I just walk into the bank and re-negotiate my loan. Why can't I just say oh poor me I just didn't understand and I am about to lose my home.. So please mister banker please adjust my home loan and make it affordable for me. The problem with that is.... I did know better!!! I take accountability for the loan documents I sig...

http://articles.moneycentral.msn.com/CollegeAndFamily/CutCollegeCosts/IsCollegeWorthTheMoney.aspx wow is all I can say. A time that I am flat just speechless. What are we in store for now.